Attention homeowners: Real estate appraisal services for in Kingsly and Grand Traverse County
The top 7 reasons Michigan homeowners need Kenneth Fritz:
We at Kenneth Fritz understand the special needs of a homeowner in need of appraisal services. Our regular business clients understand the appraisal process and the standard "products" we deliver to them. But as a consumer, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at Kenneth Fritz are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value report than yours.
Challenge Grand Traverse County's assessment of your propertyYour local tax assessor may have your house overvalued if you live in an area that is going down or is not appreciating as much as other properties close by. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an appraisal report from Kenneth Fritz is your strongest weapon when challenging your property tax assessment.
Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're experienced in helping clients just like you do away with undesirable PMI insurance.
Was your HELOC recently frozen?If your house is in or near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. Kenneth Fritz can help you reinstate your home equity line of credit with efficient appraisal.
We Also Offer Field and Desktop Appraisal Review ServicesHave you just been given a copy of your appraisal and you would wish to have a seasoned professional double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Kenneth Fritz can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.